Wealth Management for Retirees & Pre-Retirees (50+)
Retirement wealth management for retirees and pre-retirees is our specialty.
If you’re 5–10 years from leaving work—or newly retired in Kennewick, Richland, or Pasco—Monson Wealth Management builds a plan that fits your life here in the Columbia River valley. From Canyon Lakes and Southridge in Kennewick to Queensgate in Richland and Road 68/West Pasco, we understand local costs, community priorities, and how to align your money with the lifestyle you want.
Who We Serve (Ages 50+) in the Tri-Cities
Nearing Retirement (5–10 Years Out)
You want to know if you’re on track. We help you coordinate savings, pensions, Social Security timing, and portfolio risk so your plan is ready when you are.
Couples Coordinating Benefits
From spousal Social Security to survivor pension choices and Roth conversion windows, we map out decisions together so both partners are covered.
Newly Retired & Rethinking Income
Turning a nest egg into steady paychecks is different than accumulating. We design a sustainable drawdown plan that adapts as markets and needs change.
Local context
Tri-Cities retirees love riverfront walks at Howard Amon Park, Badger Mountain hikes, and wine country weekends. Your plan should support the way you actually live here.
When should I claim Social Security?
It depends on your health, work plans, and other income. We model options so you can choose confidently.
What withdrawal rate is right for me?
Rules of thumb are a starting point; we tailor withdrawals to your portfolio, spending, and tax picture.
Can you advise on my current 401(k) at work?
Yes. We guide allocations in employer plans and manage rollovers when appropriate.
How often do we review the plan?
At least annually, with check-ins as needed when life changes.